How to visit the Maldives on a budget?

The Maldives has always been one of those luxury tropical getaways we've always dreamed of visiting but dismissed due to the high costs.

But, since 2009, the Maldivian government officially allowed tourists to stay with the local population rather than just on the privately owned pricey resort islands. This has allowed backpackers and budget travellers to enjoy the pristine waters of the Maldives.

Although not as cheap as say India or Nepal, it is still very possible to visit Maldives on a budget especially now that locals are allowed to have guesthouses.

So, we decided we would go and find Nemo in this tropical paradise in between our travels to India and Sri Lanka.

Finding Nemo in the Maldives
After lots of research and planning, we decided we'd go and find Nemo in the Maldives

The Maldives: where is it?

The Maldives is a country made up of around 1,192 coral reef islands, straddling the equator in the middle of the Indian Ocean. It is the smallest country in Asia, located just off the Indian sub-continent, south west from India and Sri Lanka:

Map of Indian subcontinent
Map of Indian subcontinent and the Maldives

The Maldives comprises around 1,200 coral reef islands.  Around 200 of these islands are inhabited and 90 of them have been developed as privately owned expensive tourist resorts, like the beautiful Gili Lankanfushi charging upwards of £1,400 a night.

We stayed on a local island called Thoddoo, based in the Ari Atoll, some 67km from the capital city, Male:

Map of the Maldives
Map of the Maldives and its atolls

Getting a cheap flight to the Maldives

Flights from Europe to the Maldives are pricey and not the cheapest. However, if you book your tickets in advance, you may find some surprisingly good deals: the cheapest return flight we found from London to Male on Skyscanner was £460 ($700) per person.

But the real bargain is to make a trip to the Maldives part of your travels to India or Sri Lanka. We flew from Kochi airport (south India) to Male for £55 ($85) per person.  Our return flight from Male to Colombo (Sri Lanka) cost us £65 ($100) per person.

We flew with Spicejet from Kochi (south India) to Male
We flew with Spicejet from Kochi (south India) to Male paying £55 (around $85) per person

How to choose which island to visit?

When planning a budget holiday to the Maldives it's important to choose the right island.  For example, if you like scuba diving, ask if there's a good diving school on the island or on an easy to reach nearby island.

If you're a snorkeler, you'll love islands which have house reef close by to avoid the expense of a boat trip.

Stefan snorkelling in the house reef of Thoddoo island
Stefan enjoying snorkelling in the house reef of Thoddoo island

For women, we advise you book a guesthouse on an island which has a private ‘bikini' beach, ie where you don't have to swim fully clothed (this is a Muslim country after all and women are required to be fully covered at all times, even when swimming).

Finally, check the transfer fee from Male.  The further away the island is from Male, the more expensive it will be to reach it:

Private boat transfer or the public Maldivian ferries

We stayed on Thoddoo island, around 67km from Male and took the overnight public ferry to and from Thoddoo island (3-4 hours, $10 per person each way).

The only downside to the public ferry is that it's very basic: you will sleep on the floor on a thin cover with pillow supplied to you with the cargo (fruit exports, motorbikes etc) next to you.  But at $10 a ticket, you can't really complain…

The interior of the public ferry
The interior of the public ferry – the height of luxury for us

Finding advance information about the public ferry timetables can be tricky as they are weather dependant.  Therefore, exact times are not advertised until the day before.  But we learnt that they usually operate during the night so that the boats can be used for other activities during the day.  Our ferry left around midnight each way.

Ask your guesthouse before booking if there's a direct public ferry from Male as the transfer cost of getting to the islands with a private boat can be upwards of $300 per person.

Remember this is a Muslim country so Friday is a religious day with few public services running, so avoid booking flights scheduled to arrive in Male on Fridays.

The public ferries are used by locals as a way to travel between the islands and to export their produce and goods:


Finding a cheap guesthouse is EASY!

You will find plenty of good quality and cheap accommodations for less than $50 / night. We stayed on Thoddoo Island, a small island perfect for those who want to experience the local life and healthy coral reefs.

We chose to stay at Serene Sky guesthouse, attracting tourists varying from honeymooners on a budget, backpackers and scuba/snorkelling enthusiasts.

We paid £42 (around $65) a day for an ensuite room with breakfast and other perks like free snorkelling gear rental, a fishing boat ride, one water sports session, fruit, free tea/coffee and water and it included a communal kitchen to cook.

Seby posing at the entrance of Serene Sky guesthouse
Seby posing at the entrance of Serene Sky guesthouse on Thoddoo island

Tourism is still very new to most of the local islands like Thoddoo.  This will work to your benefit because you will be spoilt rotten.  When we went there (November 2014), there were just 6 tourists on the entire island.

Fishing trip: Stefan caught 3 tuna
On our fishing trip on Thoddoo island, Stefan caught 3 large tuna

Thoddoo island is small, around 1km across with a population of around 1,400.  Wherever you are on Thoddoo, you're never far from the beach.

Seby going papaya crazy on the beach
Seby going papaya crazy on the beach on Thoddoo island

Eating cheaply in the Maldives

Food in the big resorts is expensive.  For example, a simple green salad can cost around $30. But on the local islands, food is a lot cheaper.  Local Maldivian restaurants are affordable.  A meal in the local ‘cafe' restaurant on Thoddoo island (called “Ice Tea”) cost us $11 for two.

On Thoddoo island there are several small supermarkets where you can buy the basics to cook your own meals.

Small supermarket on Thoddoo island
One of the many small supermarkets on Thoddoo island

Our breakfast was included in our accommodation package and was a hearty mix of omelette, mashuni, roshis and lots of fruit.  For lunch and dinner we normally cooked our own meals.

Our total food budget during our 10 days stay in the Maldives came to £47 ($72) for 2 people.  This averaged just over £2 ($3) pp each day.

Seb going papaya crazy with the food budget
Seb going papaya crazy on Thoddoo island with the food budget

The splurges

We did some scuba diving on Thoddoo, which blew our Maldives budget above our daily £30/$50 aim.  Other water activities will also be pricey, so it's worth trying to negotiate some of these into the ‘package' you will agree on with your guesthouse.

On Thoddoo, we paid $50 pp per dive including all equipment and boat ride.  Whilst this is a lot cheaper than the average price for scuba diving in the Maldives, it was still a splurge for us.

As part of our accommodation package, we had some water sports included: an opportunity for Sebastien to show off his jet ski skills.

Water sports in the Maldives
Water sports in the Maldives included as part of our accommodation package

Dual currency: dollars and rufiyaa

Taxes in the Maldives have to be paid in dollars.  We were therefore asked to pay our accommodation in dollars only.

The Maldivian currency is the rufiyaa: £1 is around 23 rufiyaa and $1 is around 15 rufiyaa (November 2014).

The dual currency of the Maldives: dollars and rufiyaa
The dual currency of the Maldives: dollars and rufiyaa are both used on the islands

There are unlikely to be any cash machines on the local islands (Thoddoo had none). Cash machines in Male will give you rufiyaa not dollars, so we had to stock up on dollars in India before arriving.

In the Maldives, we found that we could pay everywhere in dollars and would receive change in rufiyaa.

Visa for the Maldives

The visa for the Maldives is easy.  We (Stefan has UK passport, Seb, French) got a free 30 days visa on arrival at the Ibrahim Nasir airport in Male.

But they did ask to see Seb's onward ticket and evidence of accommodation because his passport is almost 10 years old.

Our Maldivian 30 days visa
Our Maldivian 30 days visa: costs nothing and you get it on arrival

The weather in the Maldives

The Maldives has a tropical climate so getting good weather is a massive gamble, especially in these days of climate change.  The season we visited (end of November) was supposed to be the start of the peak hot/sunny season.

Instead we experience quite a bit of heavy thunderstorms for most of the time we were there, the cause of a few tantrums:


With hindsight we discovered that the south Asia area experienced a late monsoon in 2014, hence the stormy weather we experienced in the Maldives (which irritatingly continued into our onward travels to Sri Lanka).

On the upside, the sea water will always be warm despite the rain and we found that if the waves were choppy on one side of Thoddoo island, they would be completely calm on the other side.

Sunblock cream and mosquito repellant

You will need sunblock cream in the Maldives as the sun is very strong, even when it's stormy.  We cannot stress the importance of buying your sunblock cream before you arrive.  It is all imported and therefore very expensive (for example, a bottle of Nivea Suncream will set you back $40).

Also, there are mosquitos everywhere, so stock up on good mosquito repellant and long loose fitting clothes to wear at dawn and dusk.

Seb modelling his 'mosquito clothes'
Seb modelling his fetching loose fitting long sleeved ‘mosquito clothes'

So, how much in total?

During our 10 days stay in the Maldives we spent a total £994 ($1,523) for 2 people: around £50 ($77) pp per day.

Without the flights, this figure comes to £694 ($1,063): around £34 ($52) pp per day.

For snorkel lovers, remove our scuba diving expenses and this figure comes to £409 ($626): around £20 ($30) pp per day.

Not bad for your dream holiday in the Maldives, right?

For more inspiration, read about 10 things you can do in the Maldives and watch our Maldives video:



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About the author

Hi there! We are Stefan and Sebastien, Greek/French couple behind the travel blog Nomadic Boys. Since we met in 2009, we have been travelling all around the world together, visiting over 100 countries.

Our mission is to inspire you, the gay traveller, and show you that you can visit more places in the world than you thought possible, by providing a first-hand account of our travel adventures, to help you plan a fun and safe trip.

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44 thoughts on “How to visit the Maldives on a budget?”

  1. Excellent review on Budget travel in Maldives. Absolutely love your photo of the public ferry. It reminded me of how I travelled between my island and Male City before domestic flights were introduced to Maldives.

    We would spend 5-7 days and nights in boats like the one in the photo.

  2. Hello Guys,

    I have a couple questions, as I am arriving at Male Airport on June 19th, 2018:
    My arrival is set for 07:00 AM from Colombo. I want to go to the same Island: Thoddoo.

    1.- Can I use public ferries during the day ? or it is only overnight? fees? How long it takes the ride? Do you where I can find the schedules?
    2.- Since I only want to relax, is the beach good for swimming?
    3.- Is there any public beach in Male -this is my plan B in case the Thoddo Atoll does not work-
    4.- Stores for groceries and wine?

    Thank you for your attention
    Keep traveling,

    • For when we went the public ferry left at midnight and took around 3/4 hours. There is one gorgeous main tourist beach on Thoddoo. There are local grocery stores to buy food. Alcohol I don’t remember as it’s not allowed there- Muslim country so likely only in an expensive private island resort.

  3. Really beautiful travel itinerary, I must say. Really enjoyed your article and photos some of really great. And also can’t wait for you guys article about Sri Lanka. Cheers. Keep the good posts coming.

  4. Hey guys,

    Thank you for sharing such comprehensive post about Thoddoo. As I see it became in top 5 posts in google. Good job!
    If you don’t mind, I’d like to share a list with some other nice and peaceful islands:
    – Rasdhoo;
    – Thinadhoo;
    – Ukulhas;
    – Mathiveri;
    – Dhigurah;
    – Dharavandhoo;
    – Guraidhoo.

    Do you have a plan to come back someday to Maldives?

  5. Thanks, guys. I read your blog posts before deciding to visit the Maldives this year for a budget holiday. It was superb there. I went to Thoddoo and Kaashidhoo. Very different experiences but both AMAZING.

  6. Great Article! I’ve been to the Maldives a couple of times, but never like this. On my trips, although wonderful, I really felt the lack of interaction with locals; so, next time I will follow your footsteps, Thank You! -James

  7. Hey boys, we are planning to visit Maldives in Jan 2017 for 2 weeks. Any recommendations for dos and don’ts? Looking forward to some snorkerling and scuba diving.

    • Whereabouts you going? Private island or local island/guesthouse? Definitely use Tripadvisor to read up on the reviews of where you’re staying for tips – this helped us prepare a lot. But OMG snorkelling and diving? You better believe it 🙂 We love both and always carry our own mask in our backpacks during our travels.

  8. Looking forward for this trip.. Thank you for the very useful information 🙂 Try to visit Palawan, Philippines..

  9. This is an amazing article! Where do you think I should fly from? Sri Lanka? I live in Canada, so I want the cheapest flight possible. Also, how did you know which island to choose? I feel overwhelmed with all the options. Thank you:) Andrea

  10. Thanks for your helpful information. We are an italian family and we will stay in Serene Sky guest house in August. We will travel with local ferry like you at midnight. Do you think that is it good for our chidren( 6 and 9 years)?
    You are a wonderful couple !

    • Hi Michela, thanks for your lovely comment.

      The ferry transfer is not the most comfortable especially as it’s during the night, but we saw plenty of locals with their families on board.

  11. Hi boys! Thanks for great post – i’m going to visit Maldives from Sri Lanka in April but I’m wondering how is the internet connection there? I’m working as freelancer while traveling and need always to think about the connections, even in the paradise like Maldives.


  12. Love the post guys!

    Going on a budget is so common and often discussed topic, and Maldives are a dream location. You guys nailed it with this one! I have a question, how was the room, in fact that was pretty modest priced, and you got scuba gear and a boat with it, alongside with breakfast. Really cool package.
    Also, ferry sleeping on a floor might get some rejection from a bit spoiled and used-to-luxury people, but it’s an adventure if you ask me, and would definitely do it.

    • Thanks for your comment guys. The rooms were lovely (by our standards – we’re used to very basic smallish rooms in hostels) – they had wardrobes, comfy beds, flat screen TV and a lovely ensuite bathroom. And a fridge! Our only problem (more of a generic complaint) were the mosquitos – you can’t really solve that unless you cover up when outdoors during mosquito time (dusk till dawn).

      The ferry – we thought if the locals can do it, then why not us…hmmmm….we didn’t get the best night’s sleep on that floor, but it wasn’t helped by having to go straight to the airport to fly to Colombo.

  13. I think that’s pretty damn cheap for what is thought of as a ‘luxury’ destination, well done Guys 🙂 My brother had his honeymoon in the Maldives and it cost a fortune but your experience looks pretty similar to his but at a fraction of the price – awesome.

  14. Great post boys and has only whetted my appetite further to visit The Maldives.

    However the timing couldn’t be worse – first day back at work in rainy old Chiswick.

    Anyway West London and The Horny Lane are missing you.


  15. Best travel blog on the Net!. Full of sound and useful
    Information not found via travel agents or big accommodation sellers. Lots of humour too. Thanks boys.

  16. Hello ! Vous êtes incroyables les boys ! Vous êtes trop forts pour dénicher les intérêts des sites et en plus trouver les prix les plus intéressants. Je serais curieuse de vous suivre (en petite souris), pour vous écouter et voir comment vous vous y prenez !
    Si quelqu’un que vous connaissez veut voyager vous serez les meilleurs conseillers ! Bravo !

    • Salut Dominique, merci cela nous fait très plaisir de lire ton commentaire. Voyager sur le long terme demande beaucoup d’organisation et de “travail” mais cela fait aussi parti du fun ! J’espère que cet article te donnera envie d’aller voir les Maldives… Gros bisous et à très bientôt.

  17. Thanks boys – packed full of very, very helpful information on doing the Maldives on a budget and experiencing much more of the local culture (and water sports!) than staying in the expensive and exclusive holiday resorts. And you went while it is still possible to visit (climate change and rising sea levels). The boat trip looks like the overnight one I used to take between Manila and Romblon Island in the Philippines – packed with people, livestock, vehicles and marble artifacts (produced on Romblon).

    • Thanks Wilfrid. We’ve come across a number of comparisons to the Philippines for Maldives. We can’t wait to go there later this year.

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